Veterans: The Benefits You Deserve Are Bigger Than You’ve Been Told

Don't pay Tens, if not Hundreds of Thousands, for the Same Home!

From one Vet to another Vet:

6 VA Loan Mistakes, I had to learn the hard way!

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  • Mistake #1: Not Understanding How "Loan Type" Affects Your Rate → Veterans overpay tens of thousands for the same house.   But why?

  • Mistake #2: Thinking VA Benefits Are One-Time Use → VA Benefit rules have changed recently.  You're eligible for multiple properties. Most Veterans never learn this until great opportunities have passed them by.

  • Mistake #3: Not Knowing Your VA Cap Has Been REMOVED → The VA loan limit is gone. And if you want to purchase a second home, while your first VA Loan is still active, we’ll show you how.   But nobody tells you that.

  • Mistake #4: Limiting Yourself to Single-Family Homes → Just because YOUR BANK said they can’t give you a “VA Loan” for New Construction, or a Multi-Unit or even Manufactured Homes, doesn’t mean the VA won’t.  We work with over 85 VA lenders.  We have the partner to fit YOUR needs.

  • Mistake #5: Paying VA Funding Fees You Don't Owe → If you have a service-connected disability rating, you're exempt. Thousands of Veterans pay the VA Funding Fee anyway.

  • Mistake #6: Waiting Too Long to Use Your $0 Down Benefit → Every month you wait, home prices and rents go up.

    Here's the truth: Each mistake doesn't just cost you money.

    It costs you time, equity, and the financial freedom you want in retirement.  You served, you earned it.

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THE HOSTS

From Enlisted Marines to

Multi-Million Dollar Real Estate Investors —

and we’ve got the scares to prove it!

Before enlisting in 1989, I made a decision that changed everything: I'd build my retirement through real estate.

Diane and I met a few years later, just after we both finished Officer Candidate School.  (Our first date was painting a 3-plex I’d just purchased – I know, how romantic!)   

We had a simple plan: Every time the Marine Corps moved us, we'd buy another property instead of renting..

The Result?

By the time we left active service, we had:

- Used our VA benefit 13 times

- Owned 22 rental units

- Built a portfolio worth over $2.8 million

- Created passive income that replaced our military salaries

Here's what you don’t see:  We made MANY mistakes along the way.  We overpaid on fees we shouldn't have. We missed refinance opportunities that cost us thousands.  We didn’t get the right loans, and as a consequence we lost a few properties in 2008.   We didn't understand our entitlement limits for years.

In other words, we figured it out — the hard way, partly because our lender’s didn’t warn us.

Now, as a licensed loan officers, we help veterans like you avoid those costly mistakes and use your VA benefits the way they were meant to be used: multiple times, strategically, to build real wealth.

Whether you want your first VA loan or you're looking to build a retirement portfolio like we did, I'll teach you what took us 13 purchases to learn—so you can do it faster, smarter, and without the expensive mistakes.

Semper Fi,
Eric and Diane Martineau


Marine Veterans | VA Loan Specialists | Real Estate Investors.

Eric & Diane Martineau

Branch Managers

NMLS#

Eric 1998726

Diane 1628522

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